" Joe assisted me in buying a home last summer. He was very
patient and gave me excellent advice. I had little knowledge about
investing in Real Estate and depended on Joe's professional knowledge. 
I found Joe to be knowlegeable in every facet of Real Estate investing,
he even gave me advice regarding my loan and detected a major mistake 
committed by the mortgage company. This mistake could have
cost me a lot of extra money, in addition I would have ended up with
the wrong loan program AND a prepayment penalty!  
Thanks to Joe I was able to end up with the property I had dreamed
of  and the right loan.  Having Joe as my agent
 was an all around wonderful,  rewarding and cost saving experience." 

                                       Vera Knox



Joe sold my father's house in five days. No fuss no muss! We were so glad
that Joe helped us fill out the numerous disclosures and guided us through
termite inspection and repairs. He made the whole process of selling the
house go so smoothly and we were really put at-ease by Joe's calm and
confident approach to what might have otherwise been overwhelming. Joe did
an outstanding job for us!

                                        Carol Bolding